Your money, sooner.
Don't wait for payday.
Join the waitlist
First batch lands in Melbourne and Sydney. Free to join.
Built for drivers and riders
If you're on the apps, Billie's for you.
How Billie works
It's as simple as a chat! No forms. No uploads.
- Tell Billie what you need
- We verify your income – not your credit history
- Cash sent to your account the same day
0%
interest
Billie is an interest-free service. We charge a flat 5% fee and that's it. No more to pay. Ever.
See your total cost
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$200
You borrow$200
Billie fee (5%)$10
You pay back$210
At launch, Billie lends $10–$200. Returning customers have the potential for higher limits over time.
Join the waitlistGot questions?
Who can use Billie?
Drivers and riders on the apps in Melbourne and Sydney: Uber, Uber Eats, DoorDash, DiDi, Airtasker, Milkrun, and Amazon Flex. If you're earning through any of these and you need a small loan to bridge the short week, Billie is built for you. No employer or traditional payslip needed.
How much can I borrow?
At launch, $10 to $200. The limit grows for returning customers as Billie grows. We start small on purpose – the first loans are funded by us personally, and we'd rather lend a little to a lot of people than a lot to a few.
What exactly is the 5% fee?
A one-time flat charge on what you borrow. No interest. No compounding. Nothing else gets added. Borrow $200, the fee is $10, you pay back $210. Full stop.
How do I get approved?
Chat with Billie, confirm a few details, and securely connect your bank account so we can check affordability. If you're eligible, you can be approved in minutes.
How do I repay?
Repayments are weekly, so you have one less thing to worry about. You choose your term (up to 30 days) when you apply, and we show you the full schedule before you accept. Each instalment is the same, with a smaller final payment to round out the term.
Do you check my credit history?
No. No credit check, no mark on your file. We look at what you earn and what you can comfortably repay. Your credit history doesn't come into it.
What if I can't make a repayment?
Life happens. If you think you might have trouble repaying, get in touch as early as you can. See our hardship page for details.
Join the waitlist
First batch lands in Melbourne and Sydney. We'll text you when your batch is ready.
You're on the list!
We'll be in touch when you get to the front of the waitlist. Keep an eye on your WhatsApp or text messages!