Petrol today.
Rent tomorrow.
Payday next week.
Billie fronts you the money you've already earned, before your gig work pays you. Five minutes, 5% fee, done.
Interest-free · No credit check · No forms · $100 – $1,000
How it works
If you're short this week, Billie can sort you out. Three steps, five minutes.
Tell us what you need
Message Billie. Say how much you need and when. No signup, no forms, no uploads. Just a chat.
We check you can repay
We look at your gig income. No credit check, no mark on your file. Most people are approved in minutes.
Money in your account
Funds land same day. We tell you exactly what you'll pay back before you agree to anything.
See your exact cost
A flat 5% fee. That's the whole pricing page.
No interest. No compounding. No hidden charges. Just the number above.
Not a payday loan.
If you've been burned before, we get it. Here's how Billie is different.
What Billie isn't
No interest. Not hidden, not deferred, not compounding. Zero.
No credit check. We look at what you earn, not your history.
No forms. No uploads. No hold music. Just a quick chat.
No debt traps. Borrow what you need, pay back when you're paid.
What Billie is
A flat 5% fee. Borrow $200, pay back $210. That's it.
Built for people whose income doesn't arrive on the 15th and 30th.
Runs off your gig earnings. Uber, DoorDash, Deliveroo, whatever you drive for.
Repayments timed to when your platform actually pays you.
Questions
Gig workers across Australia. Uber drivers, Uber Eats couriers, DoorDash riders, Deliveroo, and other platform workers. If you earn through gig platforms and need cash before your next payout, Billie is built for you. No employer or traditional payslip needed.
Up to $1,000 at a time. First-timers start at up to $200 so we can both get a feel for how it works. After you repay your first advance, your limit can go up based on your earnings and repayment history.
A one-time flat charge on what you borrow. No interest. No compounding. Nothing else gets added. Borrow $200, the fee is $10, you pay back $210. Full stop.
Chat with Billie, confirm a few details, and securely connect your bank account so we can check affordability. If you're eligible, you can be approved in minutes.
Repayments are timed to match your gig income, not some fixed fortnightly cycle. We work out a schedule that fits your actual payout pattern.
No. No credit check, no mark on your file. We look at what you earn and what you can comfortably repay. Your credit history doesn't come into it.
Life happens. Get in touch before you miss a payment and we'll work something out. We have a hardship process and we'd much rather sort it with you than let it become a problem. See our hardship page for details.
Ready when you are.
Tap the button, tell us what you need. Five minutes from here to money in your account.
Get my advanceQuestions? Email us at support@billie.loans