Your money, sooner.

Don't wait for payday.

Join the waitlist First batch lands in Melbourne and Sydney. Free to join.

Built for drivers and riders

If you're on the apps, Billie's for you.

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How Billie works

It's as simple as a chat! No forms. No uploads.

  1. Tell Billie what you need
  2. We verify your income – not your credit history
  3. Cash in your account the same day
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0% interest

Billie is an interest-free service. We charge a flat 5% fee and that's it. No more to pay. Ever.

See your total cost

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$200
You borrow$200
Billie fee (5%)$10
You pay back$210

At launch, Billie lends $10–$200. The limit grows for returning customers.

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Got questions?

Who can use Billie?

Drivers and riders on the apps in Melbourne and Sydney: Uber, Uber Eats, DoorDash, DiDi, Airtasker, Milkrun, and Amazon Flex. If you're earning through any of these and you need a small loan to bridge the short week, Billie is built for you. No employer or traditional payslip needed.

How much can I borrow?

At launch, $10 to $200. The limit grows for returning customers as Billie grows. We start small on purpose – the first loans are funded by us personally, and we'd rather lend a little to a lot of people than a lot to a few.

What exactly is the 5% fee?

A one-time flat charge on what you borrow. No interest. No compounding. Nothing else gets added. Borrow $200, the fee is $10, you pay back $210. Full stop.

How do I get approved?

Chat with Billie, confirm a few details, and securely connect your bank account so we can check affordability. If you're eligible, you can be approved in minutes.

How do I repay?

Repayments are timed to match your gig income, not some fixed fortnightly cycle. We work out a schedule that fits your actual payout pattern.

Do you check my credit history?

No. No credit check, no mark on your file. We look at what you earn and what you can comfortably repay. Your credit history doesn't come into it.

What if I can't make a repayment?

Life happens. Get in touch before you miss a payment and we'll work something out. We have a hardship process and we'd much rather sort it with you than let it become a problem. See our hardship page for details.

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First batch lands in Melbourne and Sydney. We'll text you when your batch is ready.

We'll message you on WhatsApp and SMS when your batch is ready. Read our Privacy Policy.